Attention homeowners in Union and Boone County: Get an Appraisal today!

Here are the top seven reasons KY homeowners order from KLP Enterprises LLC:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
Challenge Boone county's assessment of your property
To cut your mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in KY by determining the true market value of property in question

Do you own a home in or near Union? Do you need help deciding the price of your real estate?
Contact KLP Enterprises LLC.

We at KLP Enterprises LLC understand the particular needs of a customer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Our professional appraisers at KLP Enterprises LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Interested buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're experienced in helping consumers just like you delete unnecessary PMI insurance.

Challenge Tax Assessment

If you live in a local area that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. That only means you're paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from KLP Enterprises LLC is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. KLP Enterprises LLC can help you reinstate your home equity line of credit with an expert appraisal.

We Also Offer Field and Desktop Appraisal Review Services

Have you just been handed a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from KLP Enterprises LLC can go out and check the subject and comps in question in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your property.